We offer a low-cost check guarantee service if you have an occasional bad check problem. Enjoy the benefits of our check processor's access to the industry's largest negative and positive database. If a check fails to clear, the paper check becomes the check processor's responsibility, if you’ve met all requirements.

KEY BENEFITS

Provides full purchase of any returned check
Eliminates the cost of collection on dishonored checks
Available 24 hours a day, 7 days a week
Simple pricing for all SIC codes
"Stop Payment" can be guaranteed for an additional fee of .25%

Procedure at the Point of Sale

1)Key in check information and drivers license # and amount of check. (You have the option of using a check reader to read check.) 2) Terminal will dial out and issue a decline or approval. 3) If approved, write all required information on paper check (see instruction card). 4) Stamp check (we’ll provide the stamp) and get check writers initials 5)Deposit check into bank account. 6) If check is returned, the merchants bank will forward check to the processor 7)The processor will pay merchant the face value of the check within 30 days.

Unacceptable Businesses for Traditional Paper Guarantee

- Criminal & Bankruptcy Attorneys
- Pawn Shops (without gun license)
- Used Auto Sales (if not combined with new dealership)
- Massage Parlors (unless licensed)
- Cash Back establishments
- Credit Counseling
- Music Stores (non-chain)
- Adult related businesses
- Investment Opportunities
- Jewelry Stores (non-chain)
- Travel Agency
- Any gambling establishment
- Bail Bondsmen
- Check Cashing Businesses